Santander Bank wrongly gave Ripple fans hope when a member of its support team tweeted the following on Friday: Hey Wes, we're doing great. We're using XRP for international payments to 18 EU countries and the USA. This is on our iPhone app called One Pay FX. ^TC — Santander UK Help (@santanderukhelp) March 23, 2019 xCurrent 4.0 to Provide “Seamless” Access to xRapid Santander announced last year they were using xCurrent, Ripple’s answer to SWIFT. The bank messaging protocol provides real-time tracking and quick settlement for banks. xRapid, on the other hand, is Ripple’s XRP settlement protocol. It uses

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